David Giertz Says Social Security is Critical

David Giertz is President of Nationwide Financial’s Distribution team, and has over 30 years of experience in the financial services and advice industry. In that time he has learned many financial advisers neglect a critical aspect of the overall financial picture of their clients, and it costs both the clients and the advisers a lot of money. Too many financial advisers ignore the topic of Social Security. They apparently believe people can handle applying for Social Security retirement benefits without their help. That is true, but that doesn’t mean their clients don’t need help and advice to maximize their benefits.

And many people do not understand how their Social Security benefits are calculated. In a survey by the Nationwide Retirement Institute, 86% of people within ten years of retirement did not know all the factors that go into how much money they will receive. According to Giertz, advisers see many people make the mistake of thinking 62 is the age to retire. Too many do not understand how much that reduces their future benefits. They take the money just because it’s there.

Social Security is a complex topic. The Social Security Handbook contains 2700 rules. Most financial advisers do not understand them all, so they lack confidence and, therefore, don’t bring up the subject. However, that means their clients make mistakes that can cost them up to $300,000 over the rest of their lifetimes.

Or it can cost the adviser. Because four out of five of the people who completed the survey said they would switch advisers if their current adviser did not talk about Social Security.

David Giertz credits his success in his career and life to what his mother told him. Work hard, look on the positive side and learn something new every day. He graduated with a Bachelor of Science from Millikin University, and received an Executive MBA from the University of Miami. He began working for Nationwide Financial in 1999 as Regional Vice President of the Southeast Territory.

ClassDojo – Helps Teachers without Wasting Their Time

ClassDojo was founded in August of 2011 by Sam Chaudhary and Limon Don. The duo said their intention is to turn every classroom in the world into a community. ClassDojo creates a channel between teachers and parents as well as parents to their children by using modern technology such as smartphones and tablets. This communication platform currently employs 30 people.

ClassDojo allows teachers to communicate with parents instantly to discuss the best methods to teach their children. The app allows teachers to share special moments in children’s lives that the parents would have otherwise missed. This tightens the bond between teachers and parents and creates a real community and culture with-in the education system. The app respects the teachers privacy, as well, with its “Quite Hour” feature.

Companies such as ClassDojo have recently went through a financial rut, but ClassDojo has not only survived: they were created and went on to prosper during this time.

With the Federal Government prepping for huge cuts in the education sector, teachers will have to do anything in their capability to hold the school together. This includes communicating with parents, children and other teachers in a way that promotes productivity without wasting valuable time.

ClassDojo is just one of the success stories, that despite the recent injustices that have held down the education system, that have emerged in parent/teacher communications.

The company says that it has excelled where others have failed by listening to teachers, parents and students throughout the short history of its existance.

Even though the platform is still in its early stages, the hardest part is over: getting into teacher’s hands. Teachers have overwhelmingly welcomed such products into their classrooms and now another problem has arisen for companies such as ClassDojo. The market has been flooded and teachers have no idea which products to use and which products to pass on.

Purely having a product that allows teachers to communicate directly to teachers with no hassle simply isn’t enough. Companies will have to continue to innovate if they wish to leap ahead of the competition.

The Amazing Jason Hope

Background & History

You can choose any good words to describe Jason Hope and the chances are that it will still be an understatement. Considering the amount of hard work and dedication he has put into multiple platforms and causes, Jason Hope is truly blessing to his community and those that he helps. If his last name was not an indication of what he provides to people, Jason really does bring hope to those who he chooses to support. The great thing about him is that he chooses to help anyone and everyone he sees fit.

Having multiple labels attached to him such as businessman, futurist, investor, and philanthropist, there are not too many people that he chooses not to help. In fact, it is one of the reasons why he receives lots of respect and admiration wherever he goes. As mentioned before, he wants to help in as many different areas as he possibly can to make the world a better place. From the medical field, engineering field, philanthropy work or the business field, Jason Hope is a godsend for everyone he can positively affect.

Having said that, there are obviously many examples that show how much great work Jason Hope is putting in year after year. So, to further understand Jason Hope and his vision for a better future, let us discuss his efforts in the field of anti-aging and medicine along with his contributions to the SENS Research Foundation.

Jason Hope, Anti-Aging, & The SENS Research Foundation.

As mentioned before, Jason Hope helps out as much as he can with one of those fields in specific being the medical field and the fight against anti-aging. In what has been a long-lasting and difficult battle against age in the medical field, Jason Hope’s support has benefited tremendously to the advancement in this area. With many people confusing the battle against aging a battle to look younger, Jason Hope realizes that the true battle against aging has the potential for cures in Alzheimer’s patients and other age-related diseases.

This is why Jason has provided contributions to the SENS Research Foundation, which is a non-profit organization focuses on the fight against aging. The strides that this organization has reached thanks to the support of Jason Hope are tremendous and show no signs of slowing down. Jason Hope’s support to this organization just goes to show how invested he is in making the world a better place.

Jason Hope info: www.amazon.com/dp/B0773WCN2L